HHF’s primary focus is to help Clients with their Mortgage / Credit Advice and assist choosing a suitable Financial Product for their circumstance.

Buying or Investing in a property is one of the major decisions that you will be making in your life. Being a home owner myself, I have taken that emotional ride. I understand how important it is to get the process right and more importantly ” stress free “.

That’s one good reason to consider getting HHF’s services. We are here to assist you to make that journey a success.

Why go through a Credit Adviser ?

The main area of differentiation is the diversity of lending solutions on offer. With over 20 lenders in our panel we can help you to choose the right option to meet your individual needs / circumstance. This teamed up with dedicated personalised client service and competitive interest rates creates the ultimate service package.

HHF will manage your application all the way to settlement, keeping you informed every step of the way.

How we help you find the right home loan

Once we gather all relevant information from the initial catch up / interview we’ll be in a better position to understand your situation / circumstances and we will work out how to best structure your finance and will search for the right loan product for your needs. We’ll review the details of the recommended loans with you – and help you choose the one that’s right for you.

We will clearly explain all the features and costs of your loan and tell you how much the repayments will be and then we’ll provide you all this in writing.

We’ll help you with all the paperwork

We’ll do as much of the paperwork for you as we possibly can. We will package your application with all the supporting evidence and lodge it (in many cases electronically) with your chosen lender.

We’ll help you get approved

By professionally structuring your loan application we give you the best chance of getting your loan approved, first time.

Managing your application

We’ll take the hassle out of the application process by managing it on your behalf – right through to settlement. HHF will help you with any questions that you may have, and if there are any problems we’ll chase up the lender for you. We’ll liaise with your conveyancer, chase valuers and do everything we can to make your loan progress smoothly.

Being a member of MFAA (governing body) and regulated by ASIC we are bound to uphold and provide a high standard of work.

How are we remunerated?

Lenders pay us for the professional service we provide to our clients. Utilising professional mortgage broking network is a more cost effective approach for the lenders compared to maintaining dedicated staff and overheads.